This is a letter from Sam Woods, Deputy Governor and CEO, Prudential Regulation Authority of Bank of England. I wrote to you on 12 October 2020 to request information about your firm’s readiness to deal with a zero or near-zero Bank Rate, a negative Bank Rate, or a tiered system of reserves remuneration, in the […]
Yesterday, the ECB / SSM (Single Supervisory Mechanism) released the annual SREP results for 2020 – 2020 SREP aggregate results (europa.eu) The results release was accompanied by a live stream, with a Q&A session – ECB Banking Supervision Press Conference – 28 January 2021 – YouTube In terms of take-aways from the 2020 results, there […]
Profitability Management in banking – how it relates to Asset and Liability Management (ALM), and how to solve the most common problems
This article provides all the basic information you need on the common challenges of Profitability Management in banks. We’ll be going through the following subjects: What is profitability management and why does it matter? The main goal of Profitability Management Four typical challenges banks face in Profitability Management The key ingredients of ALM for Profitability […]
EBA confirms banks’ solid capital and liquidity positions but warns about asset quality prospects and structurally low profitability
The European Banking Authority (EBA) published today its annual Risk Assessment of the European banking system. The report is accompanied by the publication of the 2020 EU-wide transparency exercise, which provides detailed information, in a comparable and accessible format, for 129 banks across 26 EEA / EU countries and for 6 banks from UK. Despite […]
In this article we focus on asset and liability management in banks and walk you through typical challenges and best ways to solve them. We’ll be going through the following topics: What is asset and liability management? The role of Asset Liability Management in banks The main target of Asset Liability Management Common challenges that […]
MORS Software has been awarded a Gold Medal by SoftwareReviews in Its 2020 Banking Risk Management Data Quadrant Report
SoftwareReviews, a division of Info-Tech Research Group Inc., a world-class IT research and advisory firm, recently executed a Banking Risk Management Data Quadrant Report. The Data Quadrant evaluates and ranks products based on user review data from IT and business professionals across the banking industry.
Treasury ALM system implementations can be challenging. With many years of experience, a great track record and a modern architecture, we are confident we have the skills, abilities and resources to implement MORS, on time and below budget. To prove this, we offer test driving MORS, through a Proof of Concept (PoC) or a Proof of Delivery (PoD).