MORS, a company built on the Finnish culture of Sisu


[si-sue] Finnish (n.)


Persistence and determination to succeed, even in the face of adversity.

We get the job done with minimal fuss and the lowest profile of project risk.

Stamina, perseverance, and courage combined with a direct, open, and honest character and a habit of objective and efficient communication.

We have strong customer retention since inception. All of our projects have delivered on time and on budget. We have a Net Promoter Score of 91% monitored annually.

Empathetic to the surroundings of both nature and others.

We are an ethical and sustainability focussed business and devote resources to the wellbeing of children and to global issues such as an inclusive workplace and climate change.

MORS Customers

are banks, such as:

“We have used the MORS solution for several years. The major benefit for us has been and still is, to have everything for Treasury and ALM in one integrated system. Having initially adopted MORS it has been easy to extend our usage of the system just by activating new functionalities when needed, and not by engaging again and again in software implementation projects. We are continually impressed with the way in which MORS has incrementally adapted and grown to meet all our business needs. We also appreciate the consistently high level of service and professionalism of the MORS support team.”

Mathias Zetterqvist, Head of Hoist Finance Treasury, using MORS integrated Treasury ALM solution

“We have used MORS for many years now, and we feel confident that MORS provides us with an excellent mid-office solution. Today, where control is so important, it is essential that we have fast, extensive analysis of our risk positions; and MORS does exactly that.”

Dr. Robert Johnstone-Ayliffe, Vice President, Head of Risk Control, Svenska Handelsbanken, New York

“MORS enables us to find all transactions on a deal by deal level. To have just one system do this in real-time during the day helps us enormously.”

Markus Bartsch, VP, Head of Middle Office, Swedbank Markets, Intraday trading control with MORS

“...Modern technology and overall flexibility were the criteria for us and we finally found it with MORS. We were impressed with the flexible usability MORS has.”

Bengt Wahlström, Head of Treasury, Evli Bank, Using MORS as treasury and risk control solution



MORS is working with trustworthy partners that are recognised professionals in the field.

Providing consultancy, training, professional services, and solutions to help Financial Institutions manage their Treasury/Banking Book Risk Management requirements. IBSM offers a wide range of services for Treasury Management, Liquidity, Interest Rate Risk, FTP and Profitability Management, Financial Analytics, Stress Testing, ICAAP, and Risk Governance.  Based in Canada, IBSM Solutions is MORS representative office in the Americas, serving LATAM, USA, and Canada.

Bearning has been providing customized and comprehensive banking training since 2007. Bearning focuses on education, consulting, and software solutions in the areas of bank management, financial markets, asset and liability management, and regulation and risk management. Bearning is MORS representative office for Eastern Europe, Germany, and Austria.

The team at Safehands has wide-ranging experience in the financial services industry. Covering services and solutions for Private Banking, Marketing Research, Investment Strategy, Training & Talent Management, and Treasury & Risk Management, Safehands has developed a high level of practice-oriented experience as well as theoretical knowledge of the sector.

Camex Treasury is specialized in Financial Technology Solutions, Commodity management solutions, Treasury Technology  and consulting in Africa. Having its headquarters in Accra, Ghana, Camex markets and sells MORS in Western Africa. Camex also provides local professional services such as implementation and support services of MORS.

Zanders is consultancy firm within Treasury, Risk and Finance. The company, headquartered in Bussum, Netherlands,  employs over 200 professionals in 7 countries.  Zanders and MORS collaborate on risk modeling, such as deposit and mortgage modeling. Seamless integration of Zanders modelling and MORS ALM capabilities provides efficiencies and added value to banks.

SAM Corporate are the EPM Experts in the Middle East providing fully optimized solutions for Complex Consolidations, Driver based Budgeting, Long Range Planning, Rolling Forecast, IFRS9, IFRS16, IFRS17, Financial MIS, RPA, and AI based ChatBots.

SAM Corporate has a diversified portfolio, covered by an expert team and demonstrated experience of working in numerous projects in banking, insurance and financial services.

Their experts have many years of experience in Sales, Implementation and Product knowledge in Finance, Risk Management and Corporate Performance Management.

SAM Group operates via its own offices in UAE, UK, India and sister companies and partners in rest of the world. SAM Group works closely with partners, redistributors and technology specialists to allow ease of operations in several countries around the world.

MORS Partner Program

Are you a true Treasury and ALM expert?

MORS is expanding its global presence and is looking for new local partners all over the world. Our partners vary from large vendors to individual contributors, and anything in between.

MORS Partners typically operate in the following roles – 1) software license reseller, 2) implementation contractor and 3) ALM reporting service provider. It’s perfectly possible for a partner to perform more than one role, with some of our current partners fulfilling all three.

To become a MORS Partner requires no investment. The easiest way to begin is to test out MORS ALM as a Reporting Service for banks as an outsourced ALM function.

Technology Partners

Corporate Responsibility

How we do business

Supporting health and wellbeing of children and young people is the cause of MORS corporate responsibility programme. We wish to represent a positive driving force in our community. MORS is committed to support children and their parents in their mutual sports related hobbies, and to improve the comfort of children with injuries and sicknesses. With these small efforts we hope to help in making lifetime long good memories and experiences, leading to motivation, happiness and success in life.


7.5 million children in Ukraine are in danger. MORS wanted to help the children in Ukraine and donated to Unicef’s humanitarian aid.

We stand with Ukraine!


MORS Software’s Christmas present this year was a donation to support hobby opportunities of children from low-income families at SOS Children’s Villages and their “Dreams come true” program.

“Dreams come true” project has a purpose to reduce the inequality and exclusion of families and children and young people in a challenging life situation by enabling every school-age child to have a hobby.


MORS Christmas present was a donation to The Association of Friends of the University Children’s Hospitals.

The Association of Friends of the University Children’s Hospitals organisation supports the five Finnish university children’s hospitals, development and research, and attempts to improve the comfort of patients during their hospital stay.


MORS makes a donation for children’s holiday home activity

Save the Children – Holiday-Homes has been operating the holiday home services for over 60 years. The service is organised as a preventive child welfare operation and support function open for all children. According to feedback from children, the fondest memories seem to be of small, ordinary summer activities with safe adults.

A child’s right to play, rest, leisure, and recreational activities is already secured in the United Nations’ Convention on the Rights of the Child.

After the Corona isolation during the spring 2020, we wanted to thank our customers for great teamwork and all the well proceeded joint projects. As a summer greetings for our customers we wanted to make this donation for children to have a great summer 2020.

Thank you and have a great summer 2020!

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Careers at MORS

Welcoming new talents

Open Application

MORS is growing with existing and new customers.

We are always interested in recruiting talented and experienced financial software professionals. In case you are interested, please send us an open application.

Read more about the MORS team and our way of working

Contact us


Aleksanterinkatu 48 A, 5th Floor
00100 Helsinki, Finland

Tel: +358 9 6829 650





Östermalmstorg 1, 4th Floor

114 42 Stockholm, Sweden


Tel: +46 8 5025 6544



Nigel Lee


Tel: +44 (0)7793 082 565


Closed until further notice


USA, Canada, and Latin America


Karl Rubach

Managing Director


Tel: +1 (416) 388-3079

Central and Eastern Europe


Martin Macko

Bottova 2A

81109 Bratislava, Slovakia


Tel: +421 905 231 100


SafeHands GmbH

Per-Göran Persson, CEO

Hungerbergstrasse 35, CH-5000 Aarau, Switzerland


Tel: +41 79 328 28 14

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