For UK Building Societies, liquidity risk management is more critical than ever. With increased regulatory scrutiny and the need for a forward-thinking approach, many still rely on manual processes for crucial tasks like the 90-day forward liquidity view and survival horizon scenarios. But why accept outdated methods when a better solution exists?
The Challenge: Manual Processes and Fragmented Views
For many Building Societies, the 90-day forward liquidity view and survival horizon analysis are managed through spreadsheets and siloed systems. This approach is time-consuming, prone to errors, and lacks the agility required to respond to real-time changes. More importantly, manual processes often mean a reactive rather than proactive approach to liquidity risk management.
The MORS Advantage: Automation and Insight in One Platform
MORS Software eliminates these inefficiencies by automating the entire liquidity risk management process. With MORS, Building Societies can:
- Effortlessly generate a 90-day forward liquidity view – No more spreadsheets, no more guesswork. MORS provides a clear and accurate liquidity outlook at the click of a button.
- Run survival horizon scenarios with ease – Test different stress scenarios quickly and accurately, enabling faster and more informed decision-making.
- See both the regulatory and operational view of risk – Unlike traditional systems that only cater to compliance, MORS provides a holistic view of liquidity risk. This means Building Societies can not only meet regulatory requirements but also manage real-world liquidity needs in a way that supports business growth.
Regulatory and Operational Views: Why Both Matter
Regulatory compliance is non-negotiable, but meeting the minimum requirements isn’t enough. Building Societies need both a regulatory view (to satisfy the PRA and other authorities) and an operational view (to ensure day-to-day liquidity is optimised). MORS delivers both, ensuring a seamless bridge between compliance and strategic treasury management.
Future-Proofing Liquidity Management
With interest rate volatility and evolving regulatory expectations, the ability to run quick, reliable liquidity stress tests and forward-looking analyses is a game-changer. MORS brings automation, accuracy, and agility into liquidity risk management—freeing up treasury teams to focus on strategic decision-making rather than manual number crunching.
Conclusion
If your Building Society is still relying on manual methods for liquidity risk management, it’s time for a change. Get in touch with MORS Software to see how we can help you streamline liquidity planning, stress testing, and risk management—so you’re always prepared, no matter what the future holds.