Global Perspective on ALM – Download Now!
For the fifth year in a row, MORS Software surveyed banking professionals to understand how Asset Liability Management (ALM) is evolving — and what’s keeping balance sheet managers up at night.
In our most comprehensive edition yet, 101 banks from 32 countries shared their views.
Download the full ALM Survey Report 2025 to explore what’s changing, what’s not, and what to expect next.
Interest rate uncertainty remains the top ALM challenge — but geopolitical risk is rising fast.
60% of banks report having inadequate ALM tools — up from 54% last year.
AI in ALM? Most banks still aren’t convinced. Only 13% are actively using it.
Climate risk continues to be deprioritised — just 2% flagged it as a concern.
IRRBB isn’t going anywhere. Even after the 2024 deadline, it remains the #1 regulatory constraint.
ALM is at the heart of how banks navigate uncertainty — from macroeconomic shifts to regulatory expectations. This report gives you a clear, data-driven look at how your peers are responding, where the pressure points are, and where ALM practices are heading.
📊 Benchmark your challenges and priorities
🔍Understand how 100+ banks are responding to today’s biggest balance sheet challenges.
🧠 Get insights into future tooling, regulation, and strategy
Fill out the form below to download your copy of the ALM Survey Report 2025 and navigate your banking strategies with confidence.
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