Helping Banks optimise their
Balance Sheet & Financial Risks

MORS is a complete Asset Liability (ALM), Liquidity Risk and Treasury Management solution for banks.

MORS Treasury ALM offerings serve various banking sector needs

Depending on your priorities, MORS solution and its modules are packaged to meet the following needs.

Asset Liability Management

With MORS Integrated ALM (Asset & Liability Management) approach banks can monitor, manage and report interest rate risk and liquidity risk in one system.

More about Integrated ALM

Treasury ALM

MORS Holistic approach offers ALM & Treasury Management in one system.

More about Treasury ALM

Point Solutions

Banks fulfil specific interest rate risk, liquidity risk and treasury management requirements by using one of MORS modules.

More about Point Solutions

ALM as a Reporting Service

MORS ALM as a Reporting Service supports banks with an outsourced ALM function.

More about ALM as a Service

Why MORS?

Improves Efficiency

MORS improves Treasury ALM processes, enabling focus on risk analysis and decision making. MORS shortens lead times for report and scenario generation, providing intuitive and configurable set-ups. MORS delivers additional efficiencies covering multiple risk surfaces, such as interest rate risk, liquidity risk and counterparty risk, in one integrated system.

Saves Costs

MORS implementation projects are standardised, decreasing overall costs of system implementation. Once implemented, MORS gathers, reconciles and updates source data automatically, lowering system operating costs. MORS annual software license costs are fixed and include new software releases twice a year. These offer predictability and cost savings in Treasury ALM.

Optimises Balance Sheet

MORS helps Treasury ALM practitioners maximise NII within regulatory and internal constraints. MORS calculates key ratios (such as LCR, NSFR, NII, EaR, EVE, IRRBB) on a continuous basis, providing excellent decision-making support. In addition, MORS is a tool for internal assessment processes and ad-hoc stress test requirements, further increasing the benefits of the system.